When it comes to retirement planning, how and when you file for Social Security can make or break your long-term financial security. Many couples don’t realize just how many options they have—or how dramatically different the outcomes can be.

We get asked all the time "How much social security will I get?" And the answer is never as simple as you hope.

Financial firms are leading you on and leading you astray. There is a silent $500K barrier to entry, and no one will accept you (or tell you you didn’t make it).